| Time | Ref | Name | Last 4 | Type | Token Type | Token | Action |
|---|---|---|---|---|---|---|---|
| 2026-06-18 14:52:26 EDT | CDG178180865129dd1c |
MASTERCARD ····4853 | 4853 | CREDIT | Card | 435985FF4C31E0549CAFD24B0... |
|
| 2026-06-18 14:44:58 EDT | CDG178180823819275b |
Chris West | 9052 | CHECK | ACH | 814842E0BD00426EADDDF8A5D... |
Generate a $1.00 payment link. Complete the payment → get a card token back → use it in Step 2.
After getting a card token from Step 1, charge it here. Uses fresh V3 auth token + apiKey/secretKey headers.
Charge a card directly via the Transact endpoint. Use test card: 4111111111111111, any future exp, CVV 999.
Look up a previous transaction by its reference ID.
{
"timestamp": "2026-06-18 21:54:22 UTC",
"method": "GET",
"query_string": "ref=freshACH&status=failure?responseCode=400&responseMessage=Failed&transactionReferenceId=CDG1781819610fresh&amt=100&errResponseCode=57&errResponseMessage=DECLINE%20CHECK%20%20%20DAY%20LOC%20",
"GET": {
"ref": "freshACH",
"status": "failure?responseCode=400",
"responseMessage": "Failed",
"transactionReferenceId": "CDG1781819610fresh",
"amt": "100",
"errResponseCode": "57",
"errResponseMessage": "DECLINE CHECK DAY LOC "
},
"POST": [],
"raw_body": "",
"headers": {
"Host": "chriss-mac-mini.taile52f71.ts.net",
"User-Agent": "Mozilla/5.0 (Macintosh; Intel Mac OS X 10_15_7) AppleWebKit/605.1.15 (KHTML, like Gecko) Version/18.6 Safari/605.1.15",
"Accept": "text/html,application/xhtml+xml,application/xml;q=0.9,*/*;q=0.8",
"Accept-Encoding": "gzip, deflate, br",
"Accept-Language": "en-US,en;q=0.9",
"Cookie": "snapapp_session=bc1ba00014dae5dd076787006d4815055bae8707395738afc09560151daa5c93",
"Priority": "u=0, i",
"Referer": "https://pay.ipospays.com/",
"Sec-Fetch-Dest": "document",
"Sec-Fetch-Mode": "navigate",
"Sec-Fetch-Site": "cross-site",
"Tailscale-Headers-Info": "https://tailscale.com/s/serve-headers",
"Tailscale-User-Login": "cjw@cdgcommerce.com",
"Tailscale-User-Name": "Chris West",
"Tailscale-User-Profile-Pic": "",
"X-Forwarded-For": "100.81.174.94",
"X-Forwarded-Host": "chriss-mac-mini.taile52f71.ts.net",
"X-Forwarded-Proto": "https"
}
}
| TPN | 248724945220 |
| API Key | dakey_-b-LImwLZB2yCP9dyyrkFoSnnrMM_lps |
| Secret Key | dskey_E1ou6RZohy--NF55VnKr0PkO4JoXEOlP |
| Auth Token | eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJ0cG4iOiIyN... |
| HPP URL | https://payment.ipospays.com/api/v1/external-payment-transaction |
| Transact URL | https://payment.ipospays.com/api/v3/iposTransact |
| Query URL | https://api.ipospays.com/v1/queryPaymentStatus |